No, one does not have to necessarily undertake the auto services of the car dealer to keep the warranty. The service can be availed through an independent mechanic too.

No-fault insurance is designed to promptly pay personal injury claims and lower potential litigation costs. No-fault insurance often includes or requires personal injury protection (PIP) coverage, which can pay for each insured's medical care (and more) after an accident, regardless of fault.

Less wear and tear. We want to stress that this is only theoretically true; even a car with very low mileage can turn out to be a total beater if it hasn't been cared for properly. But all else being equal, lower miles mean you can expect a longer life from most components, which helps keep ownership costs down.