Auto insurance is a major cost when it comes to car ownership, but it is vital, and most states require coverage by law. Every state mandates compulsory auto insurance except New Hampshire, where the drivers need to prove that they can pay for the damages. Another state where drivers are exempt from car insurance is Virginia. Car owners can opt to

The acronym OEM stands for Original Equipment Manufacturer, which means that the auto part is manufactured by the auto maker of your vehicle. In contrast to after market parts, OEM auto parts are made specifically for your make and model vehicle.